Section 179 and Fleet Financing for Work Trucks
Deduct a qualifying work truck in the year it goes into service.
It must be used more than 50% for business. Limits apply.
We quote the truck. Your tax adviser decides the deduction.
Same-day quotes on buying, financing and leasing
The 2026 Numbers
For tax years beginning in 2026. Source: IRS Rev. Proc. 2025-32.
Work Trucks to Price
Weight rating (GVWR) drives most of the rules. We put it on every quote.
Super Duty Service Body Trucks
Heavy-duty pickups and chassis cabs with work bodies.
See Super Duty →
Transit Cargo Vans With Shelving
An enclosed cargo van with no seats behind the driver can be an exception to the $32,000 cap.
See Transit →
F-150 Pickups With Bed Drawers
Bed length and GVWR can change the rule. We confirm both for your truck.
See F-150 →Which Rule Applies
Source: IRS Instructions for Form 4562. GVWRs are from Ford’s 2027 order guides. We confirm GVWR on the quote.
| The vehicle | The rule |
|---|---|
| Rated 6,000 lb GVWR or less | Yearly passenger-vehicle depreciation caps apply |
| Built to carry passengers, rated over 6,000 lb up to 14,000 lb | Section 179 capped at $32,000 in 2026, unless an exception below fits |
| Seats more than nine behind the driver | Exception: no $32,000 cap |
| Cargo area 6 ft or longer, not reachable from the cab | Exception: no $32,000 cap |
| Fully enclosed cargo van, no seats behind the driver | Exception: no $32,000 cap (other conditions apply) |
| Ford models over 6,000 lb GVWR | GVWR |
|---|---|
| Super Duty F-250, F-350 and F-450 pickups | 9,900–14,000 lb |
| Super Duty F-350, F-450, F-550 and F-600 chassis cabs | 10,500–22,000 lb |
| F-650 and F-750 Medium Duty | 22,000 lb and up |
| Transit cargo vans, cutaways and chassis cabs | 8,550–11,000 lb |
| E-Series cutaways and stripped chassis | 10,050–14,500 lb |
Price the Truck, Then Ask Your Adviser
Tell us the truck and the job. We quote it the same day, with the GVWR your adviser needs.
Or call (626) 600-3264
Buy, Finance or Lease
We quote all three side by side. Owning and leasing are taxed differently.
Buy or Finance
Pay: cash or a finance plan
Lenders: Ford Credit, Ally Bank, Chase Bank, Bank of America, U.S. Bank, Wells Fargo, among many others
Your bank: we work with your lender of choice too
TRAC Lease
End: buyout options on qualifying programs · Fleet leasing
Commercial Lease
Title: held by the lessor during the term
Please Read
- Not tax or legal advice. This page is general information. See your tax adviser before you buy.
- The rules change every year. The figures here are for tax years beginning in 2026. Check the IRS links above.
- More than 50% business use. A vehicle used 50% or less for business does not qualify.
- The placed-in-service date counts. The deduction depends on the year the truck goes into service, not the day you order it.
- Credit approval. All financing and leasing is subject to credit approval.
- Bonus depreciation is a separate rule. Ask your adviser how it combines with Section 179.
- No promised savings. We do not promise any tax result.
Ready to Price a Work Truck?
One truck or a fleet, we quote it the same day.